Anything we do in this life will have some effect on the people around us, so while we may not realize it (or choose not to) obtaining a life insurance policy so that the ones we leave behind will have a brighter tomorrow, is the right thing to do. There are no standard requirements as a parent or provider, other than common decency, which means that if we avoid looking for an insurance company on the internet the only ones we will be hurting is the ones we leave behind.
As a beneficiary, there is nothing worse than losing a loved one who never did anything to prepare for their departure. Why wait for tomorrow To build your portfolio today, especially when tomorrow is promised to nobody. I would be seriously concerned with the fact that any dependents I leave behind were not properly taken care of, especially if I really cared about their well being.
